Ocean Club Resort

Communities vs Village

There’s a big difference between over 50s retirement villages and independent, luxury, resort-style lifestyle communities

The idea of living in an active over-50s community has been made far more popular thanks to Ocean Club Resort, one of the pioneers of 5-star, independent living in NSW.

We have created near Port Macquarie a retirement resort that focuses on active retirement living, with luxurious homes, a range of resort-style amenities and a community of caring neighbours where the emphasis is on a “sense of belonging”.

When it comes to choosing the style of retirement you are after, there are big financial and lifestyle differences between luxury retirement communities , like Ocean Club Resort, and traditional over 55 retirement villages .

Ocean Club Resort is a Land Lease community, which offers enticing advantages for young seniors when they are considering downsizing their home and upsizing their lifestyle.

lifestyle communities

What are Land Lease lifestyle communities?

Land Lease lifestyle communities, such as Ocean Club Resort, are designed more for the young at heart. They are a popular choice for over 50s who are looking to downsize and those who may still be working, semi-retired or retired. They are usually based in desirable locations where coastal lifestyle communities , inland or mountain-based luxury retirement villages have ample nearby amenities, plenty of transport options and beautiful surrounds.

How does Land Lease work?

Residents buy their home and lease the land under a site agreement. As part of the package, they have access to a range of lifestyle enhancing facilities including the maintenance of common areas. A weekly site fee is paid to the community operator and eligible residents are able to draw on rental assistance from Centrelink, resulting in low fees.

Retirement living NSW
Retirement Village

What are Retirement Villages?

Over 50s lifestyle communities provide independent living accommodation in villas or apartments. However, incoming residents often are required to pay an entrance fee and when they leave, the operator can take up to 40% of the sale price. Some Retirement Villages are positioned to be homes for older retirees with an average age in the 80s

Different Accommodation Types

There are 3 styles of accommodation to suit your lifestyle, depending on the type of retirement you desire and village option that you take.

1. Houses

Increasingly popular for younger retirees in new communities like Ocean Club Resort. You have architect-designed houses that reflect the lifestyle needs of seniors, such as no stairs. These homes may feature large bedrooms with ensuites, plus a media room, designer kitchens and open plan living areas that flow through to private courtyards for outdoor entertaining. Explore Ocean Club Resort home designs here.  We offer many Houses for sale in Port Macquarie.

2. Villas

These are typically found in traditional retirement villages in Port Macquarie and across NSW. They range from one to three-bedrooms within a high or medium-rise complex sharing one or more common walls. Villas are self-contained, with separate kitchen, living and bedroom areas that enable residents to be independent, while allowing the opportunity for social interaction.

3. Apartments

Also found within retirement villages and include one or two bedrooms plus a small kitchenette. Apartments generally share one or more common walls in a multi-storey complex. They can be either self-contained for independent living, or can be set up to provide residents with some daily living assistance (i.e. cleaning, laundry and some personal care). In this instance, meals are generally provided in a dining room setting.

Your Guide to Land Lease Lifestyle Communities

If you are thinking of downsizing, this easy-to-read guide provides essential information that will help you make an informed decision.

Find out more about the differences between Land Lease and traditional retirement villages near Port Macquarie, NSW with easy-to-understand explanations that discuss your options throughout the state.

  • √ Contrast and compare the two retirement living options
  • √ Reveal the differences between the options at a glance
  • √ Discover the advantages of Land Lease communities
  • √ Find answers to frequently asked questions.
  • √ Get a summary of the cost differences.

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Land lease community and retirement village differences

If you’re comparing retirement villages , Port Macquarie and its stunning surrounds has long been a drawcard for seniors. With the arrival of Ocean Club Resort, the Land Lease option has become an even stronger reason for active seniors to consider retirement on the Mid North Coast of NSW.

The following takes a look at the difference between Land Lease and traditional retirement communities:


A Land Lease Community allows you to buy the home and you lease the land. A residential site agreement must be signed.

Residency terms

The homes are for homeowners, like Ocean Club Resort, while some others accept short term holidaymakers and renters. A Retirement Village gives you a loan/lease (with ingoing contribution) or loan/licence occupancy with few freehold options. A lifestyle village contract must be signed. A Retirement Village is for permanent residents only.


Land Lease Community homeowners have weekly site fees. However, there are no entrance fees, exit fees, deferred management fees, stamp duty or council fees. Retirement Villages often apply entrance fees to occupy a dwelling. There is a deferred management fee, which allows the operator to keep 30-40% of the sale price when you leave. The dwelling may need to be refurbished after departure. There are also monthly recurrent charges that apply.


Land Lease Communities are aimed at independent living with relaxed, sociable and active lifestyles for the young ‘retiree’. Ocean Club Resort has a schedule of activities available. Retirement Villages are aimed at older retirees with more sedentary lifestyles who may need medical and supported home care assistance. There are organised activities and outings.

Residents’ ages

Land Lease Communities – Ages 50+. They may be working, semi-retired or retired. Retirement Villages – Average age over 80 years.


Land Lease Communities are often gates, just as Ocean Club Resort is for peace-of-mind, along with onsite and after-hours security. Retirement Villages have onsite and on-call access to security.


Land Lease Communities have resort style facilities. Ocean Club Resort has a 25m heated swimming pool, championship bowling green, tennis court, putting green, activities centre, multi-million dollar club house, movie cinema and recreational areas. Retirement Villages have a clubhouse, lounge/sitting and craft rooms, bbq areas. Some may have a pool.

What Others Are Saying

“Our home is beautiful, the facilities are world-class, and the location is perfect. It’s been the best decision we’ve ever made.” Terry & Pat Kelly, Ocean Club Resort homeowners.

What Is A Site Agreement?

In a Land Lease community, you are the owner of your home. At Ocean Club Resort, the Site Agreement is a document you sign that provides you exclusive entitlement to occupy the land where your house sits. A weekly fee is payable which covers council rates and maintenance of all resort facilities.

Your Site Agreement gives you peace of mind. Your tenure is secure under the Residential (Land Lease) Communities Act 2013 and is supported by NSW State Government legislation .

Cost Comparisons

There are key cost differences between the traditional Retirement Village model and Land Lease communities. It doesn’t matter if you are comparing beach retirement communities or those in major cities or even regional areas, the cost comparison below will apply throughout NSW.

  Land Lease Communities Retirement Villages
Entrance Fees
Exit Fees
Weekly Fee
Government Rental Assistance


Don’t Feel Rushed

At Ocean Club Resort, we offer a wide choice of stylish and affordable designed houses featuring private courtyards and outstanding appointments. However, don’t feel rushed. As a Land Lease community, you have a brief cooling off period that begins the day a contract is signed, giving you time to cancel if your circumstances change.